Real estate investment and credit analysis · TimeXmart co-founder · Content creator · AI automation practice.
I like to ask:
How does one thing work?
From the boundaries of AI's capabilities to the company's revenue and cash flow; from the expression of video to the interaction of products. I am used to following specific issues in depth, and then turning my understanding into works that can be understood and reused.
I graduated from New York University's Stern School of Business with a bachelor's degree in business, focusing on finance. Professional practice spans real estate investing, loan underwriting and origination, as well as involvement in TimeXmart’s product, financing and marketing direction.
Multifamily development underwriting, cash flow and financing structures, RTL lending operations, credit documentation and project coordination, and exploring financial process automation.
Participate in product development, financing and marketing strategies, and exploration of AI user matching directions.
Participate in project origination, underwriting and asset management, and study mixed-use multi-family residential acquisitions and renovations.
Medical office building asset research, due diligence and preliminary underwriting model compilation.
Early capital market research experience.
Courses include stock valuation, corporate finance, debt instruments and the primary real estate market.
Career time is based on the resume provided in June 2026; some cases have been desensitized.
Rent, cash flow, capital structure and distribution waterfall.
Underwriting framework, financing comparison and delivery coordination.
Supplier information, accounts payable and payment preparation.
Start with specific technology, industry, and user issues.
Keep the source, date and applicable boundaries of judgment.
Turn understanding into manuscripts, videos or product experiences.
Save versions, methods and materials to facilitate reuse next time.
In high school, I have begun to participate in business competitions, mathematical modeling, entrepreneurial organizations and social science research. The following is organized based on the earlier resumes provided.
Founded and organized HSBA and FBEC; jointly initiated and organized GYEC; served as IEO campus ambassador. Participated in the organization and research of the shared parking project PYCE, and the organization of AUBS events.
Resume records FBLA silver award, IEO China finals bronze award, 2019 KWHS Global Young Leaders Academy team project second place, and 2018 CYBL marketing first place, case analysis second place.
Resume records HIMCM Honorable Mention and Waterloo Mathematics Competition Certificate of Excellence. He has conducted research on the spillover effects of foreign direct investment on regional innovation and participated in the Columbia INCITE social science workshop.
The above is an early resume self-report, and the awards have not been independently certified; some grade records in the original text are inconsistent, and the timeline has not been revised accordingly. Personal phone number, private email address and original resume have not been made public.